 |
 |
| Exhibit 7 |
|
Before |
|
|
Loan Program |
Loan Amt |
Int. Rate |
Monthly Payment |
2 Yr Fix |
$204,000 |
10.500% |
$1,866 |
|
| Settlement |
|
After |
|
|
Loan Program |
Int. Rate |
Monthly Payment |
Fix |
6.89% |
$1,370 |
|
|
|
| Annual Savings |
| ($5,952 per yr over lifetime of loan) |
|
| Exhibit 8 |
|
Before |
|
|
Loan Program |
Loan Amt |
Int. Rate |
Monthly Payment |
Equity Line |
$36,492 |
6.500% |
$317 |
|
| Settlement |
|
After |
|
|
Loan Program |
Int. Rate |
Monthly Payment |
Principal Red |
0.00% |
$0 |
|
|
|
| Annual Savings |
| Principal reduction with settlment offer of 5K to settle account |
|
|
